If you have a lot of debt and are struggling to make ends meet each month, you've probably given your options for getting out of debt a long and serious look. You've probably read more than you want to know about consumer credit counselling,...
People all over the country are having a hard time making ends meet because times are hard. Thousands of manufacturing jobs have been lost in the Midwest, and thousands more are likely to go away. People have more credit card debt than ever...
A lot of people end up owing a lot more money than they can realistically pay back. If this sounds like you, it's likely that you've looked into your options and decided that negotiating with your creditors for lower credit card balance...
You might want to settle your debts, but you're worried that it might hurt your credit score. If your main worry about debt settlement is that it will hurt your credit score, read on for answers to some questions you might have.
First, you...
Debt settlement or debt negotiation is a relatively new way to get out of debt. It involves talking to your creditors about lowering the amount you owe, usually by as much as 50–60%. A creditor will only be interested in a settlement offer if a...
(Note: This is not legal advice, and it is about the "average" elderly or disabled person. Each case is different, so you should talk to an attorney to find out what the law says about your situation.
Debt settlement is a fairly new way to...
Credit card consolidation is the most common way to get rid of a lot of debt at once. Credit card companies use this method to lower the high interest rates they charge. Credit card consolidation lets a person apply for a loan to pay off all...
A lot of people find themselves in a situation where they are getting more and more in debt and don't have nearly enough money to pay their monthly bills. People who are having trouble paying their bills have no choice but to find the best way to...
Buying a house has been a dream for a lot of people. But the average person doesn't have a lot of cash on hand to buy the property. The only way to get the property is to get a mortgage. A mortgage is a loan that helps you get the money you need...