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Line Of Credit Or Loan?

By Team iBizExpert On April 14, 2022 11:20 AM No Comments

Is it better to get a line of credit or a loan when you need cash? The answer mostly depends on how responsible you are and what you want to do with the money. A traditional loan is the best choice if you want to make fixed payments over a set...

How To Work With Creditors Successfully

By Team iBizExpert On April 10, 2022 08:38 PM No Comments

Having to deal with creditors can be very stressful and frustrating, especially if you have a lot of debt and can't pay back what you owe. In this situation, you will definitely want to get along well with your creditors to show that you are...

Holiday Shopping And Credit Cards

By Team iBizExpert On April 02, 2022 05:29 AM No Comments

Use your credit card as little as possible during the holidays. Both people who work in retail and people who shop look forward to the holiday shopping season. Most of the sales that stores make during the holidays come from people who...

Hidden Credit Card Fees

By Team iBizExpert On April 01, 2022 01:33 AM No Comments

Federal laws say that credit card fees can't be "hidden" from consumers, but that doesn't mean that all credit card users fully understand how they are charged or what will cause fees or rate increases. Sometimes the fees are listed in small...

Contact-Less Payment With Credit Cards?

By Team iBizExpert On March 23, 2022 04:18 PM No Comments

Adding a radio chip to credit cards could change how we use them to buy things in stores. The magnetic strips we're used to seeing on the backs of our credit cards are now sharing the small surface area with something called "radio frequency...

Paying Your Bills On Time

By Team iBizExpert On March 09, 2022 01:37 AM No Comments

How many bills do you get every month? You might have a mortgage payment, a car payment, heating, electricity, gas, telephone, and TV bills, and that's not even counting your credit card and store card payments. The truth is that people have more...

Loan Sharks Are Illegal Money Lenders-Know The Catches of Using Their Money

By Team iBizExpert On February 26, 2022 06:01 AM No Comments

Before approving a loan application, banks and other legitimate lenders usually look at the applicant's credit history and how well they have paid back loans in the past. This makes it hard for people with bad credit to get a loan from these...

Credit Rescheduling

By Team iBizExpert On February 21, 2022 11:53 PM No Comments

At some point, most people let their money get a little out of hand. It's just a fact of life that we spend more than we have these days, what with all the credit that lenders give us and all the temptations to consume and buy more. In fact,...

Accurate Negative Information And Controlling Your Debt

By Team iBizExpert On January 03, 2022 11:44 PM No Comments

It is very important to check your credit report for mistakes. It's important to your credit score. When negative information on your report is true, the only way to get rid of it is for time to pass. Most accurate negative information can...