Are you one of the many homeowners who chose a mortgage with a variable rate in the last five years? Have your interest rate and payment both gone up? Jim Kemish, a Florida mortgage expert, talks about the current state of the market and a new...
The Big Three credit reporting agencies (Equifax, TransUnion, and Experian) use the same formula to figure out your FICO score or credit score, but they do it on their own. Your score has a big effect on how well you can handle your money. If...
People often think of credit reports like going to the dentist: they have to do it, but they don't like it. This is especially true for people who have had money problems in the past. However, it's important to know what's in your credit report...
Let's say you want to buy a new car or take out a mortgage. You're sure that your application for credit will be approved because you have good credit, but when your credit report comes back, it says that your application was turned down. Or,...
In today's fast-paced world, where technology is always getting better and there are always new luxuries, goods, and home appliances coming out, it is hard to find enough money to buy all the things we want and need. Many people buy things on...
If you want to buy a house, condo, or some other kind of real estate, you should know how your credit score will affect the process. Most people who buy property don't have enough cash in the bank to pay for it all with cash. Most of us instead...
Have you seen those commercials on TV late at night? You know the ads that say you can get rid of bad credit in one night. What about those ads that say you can get a major credit card without a down payment or even a credit check?
There...
People are becoming more and more aware of how important it is to have a good credit score. Having one is important if they want to, among other things, get loans with lower interest rates, a job, or even an apartment. So, if they want a good...
People in the US talk a lot about credit scores. It's one of the most common topics of conversation. This is because a person's credit score has a big effect on how much they pay for a mortgage, a loan, and many other financial...
So, you've decided to combine your debts and try to raise your credit score at the same time. You got your credit report and looked it over, and everything seems pretty good. Do you want to know more about what FICO stands for? Don't worry, you...