More and more people are using credit cards, and it's hard to know which one is best for you. You can be sure to get the most out of your credit card if you follow a few simple rules. High-interest cards can end up costing you more than you want...
When someone has a lot of debt, their credit rating is often also very bad. Some people in this tough situation might be able to deal with their loans and credit by doing nothing. This is where the term "judgement proof" comes in to explain what...
To get out of debt and improve your financial future, you need to know how your credit score and credit report work. Here is the information you need.
You might wonder why some people with the same income or job can walk into a bank and...
The credit score is what the credit bureaus use to decide if you are eligible to borrow money from them or not. If you haven't been able to pay your bills in the past, you won't be given another loan. Bad credit will follow you around for the...
People often think of credit reports like going to the dentist: they have to do it, but they don't like it. This is especially true for people who have had money problems in the past. However, it's important to know what's in your credit report...
Bankruptcy used to be a big no-no, but now it's pretty common. Without even thinking about it, tens of thousands of Americans face bankruptcy every year.
Why many businesses go bankrupt
There are many things that can cause a...
Your free credit report tells you everything you need to know about your credit history. You can personally ask for your credit report and get the information online. An online service lets you get a "free copy of my credit report" without much...
Sadly, credit card fraud and identity theft tend to go up around the holidays, so right after the holidays is a great time to check your credit report. This article will tell you when and how to check your credit report, as well as why you...
There are many places and lenders that give personal loans to people with bad credit without checking their credit. Most of the time, you can get these kinds of loans without a credit check because you have to have a bank account with either a...
This holiday season, it's likely that more people will use credit cards. As usual, people want to buy gifts for their loved ones, and stores are looking forward to making a lot of money. This is, without a doubt, the best time of year for most...