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Line Of Credit Or Loan?

By Team iBizExpert On April 14, 2022 11:20 AM No Comments

Is it better to get a line of credit or a loan when you need cash? The answer mostly depends on how responsible you are and what you want to do with the money. A traditional loan is the best choice if you want to make fixed payments over a set...

Holiday Shopping And Credit Cards

By Team iBizExpert On April 02, 2022 05:29 AM No Comments

Use your credit card as little as possible during the holidays. Both people who work in retail and people who shop look forward to the holiday shopping season. Most of the sales that stores make during the holidays come from people who...

Hidden Credit Card Fees

By Team iBizExpert On April 01, 2022 01:33 AM No Comments

Federal laws say that credit card fees can't be "hidden" from consumers, but that doesn't mean that all credit card users fully understand how they are charged or what will cause fees or rate increases. Sometimes the fees are listed in small...

Give The Holiday Season A Little Credit

By Team iBizExpert On March 31, 2022 05:45 AM No Comments

Falling into the trap of spending too much on credit cards during the holidays is never good for your wallet, but using credit cards wisely when you shop for the holidays can be very helpful. If you already have a lot of credit card debt,...

Evaluating Credit Card Processing Companies

By Team iBizExpert On March 27, 2022 11:05 PM No Comments

There are many credit card processing companies to choose from, and each has its own fees and features. Choosing a company to handle your customers' credit card payments can be hard, and if you make the wrong choice, you may have trouble both...

Contact-Less Payment With Credit Cards?

By Team iBizExpert On March 23, 2022 04:18 PM No Comments

Adding a radio chip to credit cards could change how we use them to buy things in stores. The magnetic strips we're used to seeing on the backs of our credit cards are now sharing the small surface area with something called "radio frequency...