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Long Term Care Policy- Planning For Your Old Age
By Team iBizExpert On April 14, 2022 06:55 PM
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The name "Senior Citizen" means someone who has the most knowledge and experience. But sometimes it also echoes with the silent pain, suffering, and worry that become their only friends. They have seen both the best and worst of life. They have...
Long Term Care Insurance, What Am I Protecting?
By Team iBizExpert On April 14, 2022 06:31 PM
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What does insurance for long-term care cover? In some cases, this is a very clear answer. Let's not put the responsibility of taking care of others on our kids, who have their own lives to live. The other answer that makes sense is to protect...
Know Your Dental Plan And Dental Insurance Options
By Team iBizExpert On April 13, 2022 08:08 PM
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There's no question that we all need dental care, which is why we work hard to find the best dental plans and deals. Our teeth are a big part of our overall health, and if we don't take care of them because it costs too much, we lose. Even if we...
Is Your Financial Planner Going To Pay Your Long Term Care Bills?
By Team iBizExpert On April 12, 2022 02:01 PM
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I always ask my clients, "Will your financial planner be willing to pay for your long-term care, and will they have access to good home health care providers?" Many lawyers and advisors are now afraid to tell people not to get long-term care...
Insurance Policies: Are You Covered? Really Covered?
By Team iBizExpert On April 11, 2022 06:29 PM
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Getting insurance is a no-brainer for a lot of people. What I mean is that most people only think about a few types of insurance when they think about what they really need. 98 percent of people who buy insurance buy the policy that their agent...
How You Can Get Affordable Supplemental Health Care Insurance For Seniors
By Team iBizExpert On April 10, 2022 10:33 PM
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Our older years are supposed to be our golden years, but many seniors have financial problems they shouldn't have to deal with. This is especially true after a long life of going to school, taking care of families, working, and paying taxes....
How To Supplement An Existing Long Term Care Policy Without Paying Premiums
By Team iBizExpert On April 10, 2022 03:47 PM
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There could be a lot of people in this situation...
They were smart enough to buy a policy for long-term care 5–10 years ago. First, I want to say, "Good for them." When you look at the cost of long-term care insurance at different...
How To Get Affordable Supplemental Health Care Insurance For Seniors
By Team iBizExpert On April 07, 2022 05:52 AM
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Do you know anything about extra health insurance? Many people aren't. These days, most people sign up for health care insurance through their employers or buy their own plans if their employers don't offer health benefits. Even though these...
How The Nursing Home Spend-Down Program Affects You And Your Family
By Team iBizExpert On April 03, 2022 05:31 PM
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Since June 30, 2006, your Federal Government has made it a rule that you must spend all of your money before you can get care in a nursing home. The goal of these strict new rules is to make the healthy spouse poor. They have made it so that you...
How Are SEP IRAs Established To Save For Retirement
By Team iBizExpert On April 03, 2022 01:09 AM
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A Simplified Employee Pension (SEP) plan is set up when an employer signs a SEP agreement and has a certain number of employees who are eligible to have a SEP-IRA account. For an employee to be eligible for the employer's SEP-IRA plan, they must...
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