Oh, the holidays! It's a time for parties, eating too much, and spending too much money. Americans often spend more than they can afford during the holidays. This often leads to more credit card debt, along with a bigger waistline from eating too...
Every year, more than 1 million people in the U.S. file for personal bankruptcy. Most American homes have ten credit cards. People are spending more than they can afford. Americans have so much debt that they are drowning, and the problem is...
Debt management isn't just a term that financial advisors use when their clients are in trouble. Getting a handle on your debt is the best way to avoid making expensive mistakes like buying things with cash or on credit, not paying attention to...
On April 4, the Reserve Bank of Australia (RBA) decided to keep the official cash rate at 6.25 percent. This kept variable mortgage rates from going up by 0.25 percent, which many homeowners had been expecting. Many analysts think that the RBA is...
Have you ever asked yourself this before?
If you have you are not alone. This exact question is asked by thousands of people every time they look at their bank statements or call their banks.
Two things are wrong. This means that...
Where do you keep the money you set aside for annual or semi-annual payments or for times when you need extra cash quickly? You don't want to take money out of any of your savings or investment accounts because you might have to pay a fee or it...
Do you pay for everything you buy with checks?
Are you the kind of person who only uses cash?
or...
Are you like me and rely on your debit/check card for everything?
No matter how you pay for things, it's...
Do you spend all your money before the month is over? Do you ever wonder what happens to your money every month? Do you find it hard to save money for emergencies, retirement, and other financial goals? Here are 10 ways to save money and get the...
Everyone has basic needs that they have to pay for every day. These are fixed costs. There is no way to get rid of fixed costs, but you could save a lot of money by getting creative with your budget. If you have trouble with debt, controlling...
This is probably the question I get asked the most, usually after someone gets a big bill they didn't expect or starts thinking about retirement and realises they haven't saved nearly enough money.
I think it's best to look at your cash...