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Is Bankruptcy A Solution Or Headache?

By Team iBizExpert On April 12, 2022 07:23 AM No Comments

One of the biggest lies is that if you file for bankruptcy, you will be financially free and no longer have debt problems. Wrong! Filing for bankruptcy is not the only way to get out of debt. Every year, more than a million people in the U.S....

Good Debt vs. Bad Debt

By Team iBizExpert On March 31, 2022 10:48 AM No Comments

Many of you may be wondering what the difference is between good debt and bad debt. First, let's talk about debt. According to Webster's dictionary, a debt is "something that is owed or that one is obligated to pay or do for another, or a...

Eight Ways To Pay Off Student Loan Debt

By Team iBizExpert On March 27, 2022 03:26 PM No Comments

A recent study by the National Center for Education Statistics shows that half of recent college graduates have student loans, with an average debt of $10,000. College costs rise at twice the rate of inflation on average. With college costs going...

Book Review Of How To Get Out Of Debt By Harrine Freeman

By Team iBizExpert On March 18, 2022 09:42 PM No Comments

If you go to any bookstore, I'll bet you my last dollar that there is an entire shelf of books that teach you how to become a millionaire in 10 easy steps. It all sounds good and is fun to read, but most of it is just nonsense that doesn't...

7 Ways To Ensure You're Paying The Right Creditor

By Team iBizExpert On March 13, 2022 11:39 PM No Comments

Many people don't know that they only have a short amount of time to pay a bill after it has been sent to a collection agency. This is because collection accounts are put on a national list, and every collection agency in the country is told...

10 Tips To Help You Get Out Of Debt

By Team iBizExpert On March 12, 2022 10:04 AM No Comments

During my sophomore year of college, I walked to class every day past tables where people tried to get students to sign up for credit cards by offering free t-shirts, water bottles, or key chains. I gave in and got a credit card. I got...

10 Easy Ways For Single Parents To Save Money

By Team iBizExpert On March 12, 2022 08:25 AM No Comments

According to the US Census Bureau, there were about 14 million single parents in the United States in 2006. These parents are raising 21.6 million children. 83% of single parents are mothers, and 30.3% of all single parents get help from the...