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Keeping Your Wedding Safe & Stress Free

By Team iBizExpert On April 13, 2022 06:04 AM No Comments
Wedding insurance is a thing, right? Most brides and grooms probably have never heard of it or laugh at the idea of getting their wedding insured. But if your wedding is cancelled or someone gets hurt at your reception, buying short-term wedding...

Hybrid Option Arm Mortgages

By Team iBizExpert On April 10, 2022 12:55 AM No Comments
In today's market, interest rates are higher than they have been in recent years. This means that monthly payments for a traditional 30-year mortgage are getting harder and harder for first-time homebuyers, real estate investors, and property...

British Airways Visa Signature Card Offers Great Benefits

By Team iBizExpert On March 18, 2022 11:26 PM No Comments
If you fly with British Airways a lot, the British Airways Visa Signature Card is a great deal. Frequent flyers, whether for business or pleasure, often look for a credit card that lets them earn miles that can be used to pay for a British...

Bridging The Financial Gap With Homeowner Loans

By Team iBizExpert On March 18, 2022 10:41 PM No Comments
A bridge loan is a type of home loan with one of the smallest, quickest, and shortest terms. Bridge loans aren't as common as loans that use the home as collateral, like first and second mortgages, refinances, home equity loans, and debt...

Bridge Loans As A Mortgage Opportunity

By Team iBizExpert On March 18, 2022 10:23 PM No Comments
This is what a bridge loan is. That is, it bridges the time between when you really need money, usually to keep your house from going into foreclosure, and when you can get financing. The loan is then paid back with the money from the new source...

Beg, Borrow Or Steal, Make That Mortgage Payment

By Team iBizExpert On March 17, 2022 11:59 AM No Comments
When someone wants to refinance their mortgage, one of the most common things they say is, "I just missed a mortgage payment, and I want to refinance before it's too late." When I ask them about their credit, most of them say, "Oh, I pay...

An Option Arm Even My Mother Would Love

By Team iBizExpert On March 15, 2022 01:06 PM No Comments
People who call and want to do business with me often ask, "Would you put your mom in an Option ARM?" I used to tell people that my mom had a 15-year mortgage but paid it off in 10 years because she knew she was going to live in her house...

The Golden Pendulum Formula

By Team iBizExpert On March 11, 2022 12:24 AM No Comments
"When Galileo went to church at the Cathedral of Pisa in 1581, he saw a chandelier swinging back and forth. The chandelier moved in many different arcs and amplitudes because the air currents were changing. So, Galileo got the idea for the...

With Bad Debt Secured Bridging Loans Everything Is Taken Care Of

By Team iBizExpert On March 07, 2022 05:50 AM No Comments
If we already knew what was going to happen, we might not need anything to protect us or cover us. But the harsh truth of life is that nothing is for sure, and each person has to make sure he is ready for everything. Even that wasn't easy a few...

What is a Bridge Loan?

By Team iBizExpert On March 06, 2022 09:37 PM No Comments
A bridge loan, which can also be called a hard money loan, is a short-term loan that is used until a person or business can get permanent financing. Basically, they "bridge" the gap between today's need for quick cash to pay bills and the final...

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