Bad credit, also called "subprime credit" in the mortgage business, will hurt your finances in more ways than just making it harder to get a home loan. Not only will your mortgage interest rate go up, but so will the rates on car loans, store...
As the end of the month draws near, your money starts to get tight. Maybe you got a bill you didn't expect, or maybe your check to the credit card company was late because the mail was late. No matter what happened, you're not alone. Most people...
Cashless shopping is definitely convenient, and it comes in handy when you don't have enough cash on hand for "unexpected" costs or "must-have" treats. Unfortunately, life isn't that easy. Just a few of those "must-have" purchases made on the...
Apartment dwellers and homeowners with bad or poor credit who want a mortgage with 100% financing may be surprised to learn that today's more flexible lending practises make it almost as easy to get approved for a new home loan or to refinance...
Homeowners, who usually get secured loans, have realised that the risk of repossession can outweigh the benefits of secured loans. As a result, they have chosen to get unsecured loans instead. This is because homeowners can get the same benefits...
Bad credit can really be a borrower's karma because it is so hard to get out of the bad credit cycle that high cost debt creates. This cycle hurts your credit even more and makes it harder and harder to get loans at fair prices. With unsecured...
Depending on the student, it can be either a great life or a dog's life. It all depends on how you live now or how your expenses compare to how much money you have.
Some students don't have enough money to cover all of their costs, which...
To get out of debt, you'll have to make some sacrifices and understand that you need to take charge of your spending. The first step would be to stop spending money on things you don't need and cut back on wasteful spending. In fact, don't buy...
People with bad credit often have a hard time getting a loan, especially one with a low interest rate. For them, bad credit debt consolidation loans are a way to get back on their feet financially because they can pay off all their debts at once....
There are two kinds of personal loans: ones that are secured and ones that aren't. Secured loans are loans that are backed by something the borrower owns, like a house or a car. On the other hand, there is no need for collateral with unsecured...