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Appraising And Insuring Your Jewelry
By Team iBizExpert On March 15, 2022 12:52 AM
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I've seen it a lot of times. People come to get estimates or appraisals for jewellery that has been lost, stolen, or broken. They want to know if the appraisal can be done without seeing the jewellery or based on what they remember it looking...
The Basics of VA Loans
By Team iBizExpert On March 04, 2022 06:03 AM
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While the G.I. Bill helped millions of veterans go to college, VA loans make it easier for them to buy a home. Here's what you should know about VA loans.
How VA loans work in general
The VA doesn't give out home loans to...
Predatory Lending Through Loan Steering
By Team iBizExpert On March 01, 2022 08:07 PM
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Predatory lending is at an all-time high because the real estate market is still going strong after five years of skyrocketing prices and low interest rates. The term doesn't have a clear meaning, but it usually refers to lenders who go out of...
Home Equity Theft Through Contractors Still a Problem
By Team iBizExpert On February 24, 2022 03:31 PM
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One of the most common reasons to get a home equity loan is to make improvements or upgrades to the home itself. With some changes, the property's value goes up almost as much as what it cost to make those changes. This, plus the fact that the...
Advantages of VA Loans over Conventional Loans
By Team iBizExpert On February 17, 2022 06:38 PM
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Getting a home loan to buy a house can be stressful and involve a lot of rules and regulations. VA loans can help veterans avoid a lot of this.
Why VA loans are better than regular loans
If you have never been in the military, it...
Option ARM - The World's Most Dangerous Mortgage
By Team iBizExpert On February 13, 2022 03:52 AM
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Home prices have hit all-time highs, and in many parts of the country, it's almost impossible to buy a home.
In the late 1990s, tech stocks were the hot investment, but now real estate is. Everyone has sold their stocks and bought...
Mortgage Tips for First Time Buyers
By Team iBizExpert On February 13, 2022 06:39 PM
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The most expensive thing most people will ever buy is probably a house. Also, paying off a home loan can take as long as forty years and will cost more than the house itself because of the interest. In short, you should not buy a house without...
Mortgage Qualification Problems - Low Appraisals
By Team iBizExpert On February 13, 2022 02:08 PM
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There is no doubt that the U.S. real estate market is red hot, red hot, red hot. This move toward speed has led to an odd problem with getting a mortgage: low appraisals. Here are your options if you get a low appraisal...
Mortgage Problems and the Myth of Foreclosure Help
By Team iBizExpert On February 13, 2022 01:56 PM
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There are more foreclosures in the United States for a number of reasons. In fact, the rate has gone up by about 70% since a year ago. Part of this is because rising interest rates are making it hard for people with adjustable rate mortgages who...
Mortgage Costs and How to Reduce Them
By Team iBizExpert On February 12, 2022 08:36 AM
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Few things cost more than a home. The median price of a house in the U.S. is now more than $215,000, and housing prices are still going up. The interest on the mortgage adds to the cost. Most people will pay about twice as much for their house in...
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