Sounds familiar, right? "I sure could use a few extra dollars to get me through until my next paycheck, but nobody gives us small loans!" Or maybe you've already heard this one: "Banks will lend you money, but only if your credit is good and you don't need it. No one cares about people from the working class any more."
The truth is that both of these statements used to be 100% true. No one cared about working people, and no bank wanted to give out small loans that didn't make them any money. The good news is that times have changed, and now, thanks to the payday loan industry, there is a whole part of the financial services market that looks out for the working class.
This is how a pay day loan works. You need money for an unexpected cost, but you don't get paid for a few weeks. You can get a small loan (usually less than $2,000) and pay it back all at once or in several payments. The best part is that almost everyone can join.
You see, unlike most other lenders, payday loan companies know that most working people don't have perfect credit reports. They know that "working" doesn't mean having a suitcase full of extra cash lying around. They want to help those of us who have to get up and go to work every day.
In short, if you have a job, you are eligible. Basically, it's that easy. You only need to fill out a short form to get a loan. There's no credit check at all! As long as they can prove that you have a job, the money is yours. Talk about simple and easy.
Some of you might be worried about getting a payday loan. You might be worried that having to take out something like this will be seen as a sign of your character being weak. Well, if you want my advice, throw those ideas away! Everything in the payday loan industry of today is safe, private, and done online. You can get a payday loan and apply for it online from the comfort of your own home. With just a few clicks of the mouse, you can solve your financial problem and get your life back on track.
Many payday loan companies want your business, so they offer low interest rates and sometimes even free "first-time" loans to get it. Some will even not charge you or give you something else of value to get your business and trust. You won't get anything for free from a bank.
So stop worrying about how you'll pay the dentist to fix that hole in your tooth that just showed up. Don't be upset that your dryer just ate your favourite pair of pants. Instead, learn about how payday loans have changed over the past few years and how they can help you deal with your small emergency. You might be surprised at how simple and easy their services can be.
