Getting a cash advance is the fastest way to get a personal loan. You can fill out the application and get approved in just a few minutes. In a matter of hours, lenders will send your money straight to your bank account. No waiting in lines. No papers to fill out. There's no check to cash.
When You Need Cash Quickly
When time is not on your side and you need cash quickly, short-term personal loans are the way to go. With other kinds of credit, it can take weeks to process an application. But it only takes a few minutes to fill out and get approved for a payday loan.
When you apply for a cash advance online with a lender that doesn't require a fax, the cash advance company can use its automated databases to process your application. Cash advances also have less strict requirements, which makes it easier to get a loan of up to $1500.
For a loan until your next paycheck, all you need to do is tell the lender where you live, how much money you make, and the number of your checking account. There's no need to worry about a credit check.
Automatic Payments Take Care of Everything
Lenders of cash advances take care of your payments for you. Most lenders want you to pay back the loan in full, plus the finance fee, when you get your next paycheck. You can "renew" your loan for another pay period by paying an extra finance charge. Some lenders will automatically give you an extension unless you tell them not to.
Your lender will take your payment right out of your checking account, so you don't have to worry about sending a check. You can also send a request by fax to change the way you pay at any time. Just don't pay your bills late or you'll have to pay big late fees.
More Time Equals Better Deals
If you only have a few minutes to find a lender, use that time to compare the finance fees. They vary by about 10% from one lender to the next. You can also go to a traditional loan company and ask for a personal loan with a low rate for five years. You'll get the money in about two weeks. But if you need money quickly and don't have time to wait, cash advances can help.
