If you live in the Commonwealth of Virginia and want low-cost health insurance, you and/or your children may be eligible for coverage under one or more of the three FAMIS health plans sponsored by the Commonwealth.
Here are the three FAMIS plans (Families Access to Medical Insurance Security):
FAMIS, the Health Insurance Program for Children: This program for kids pays for things like:
Well-baby checks at the doctor
Hospital visits Vaccina...
If you live in the Commonwealth of Virginia and want low-cost health insurance, you and/or your children may be eligible for coverage under one or more of the three FAMIS health plans sponsored by the Commonwealth.
Here are the three FAMIS plans (Families Access to Medical Insurance Security):
FAMIS, the Health Insurance Program for Children: This program for kids pays for things like:
- Doctor visits
- Checkups for babies
- Hospital visits
- Vaccinations
- Prescription medicine
- X-rays and tests
- Dental care
- Help in a hurry
- Vision care
- Care for the mind
FAMIS Moms is a program that helps pregnant women get health care for up to two months after giving birth.
Smiles for Children is a program that offers diagnostic, preventive, restorative/surgical, and orthodontic services (Basically the same coverage as provided through Medicaid) Since this program is mostly for kids, it only offers a small number of diagnostic and oral surgery services that adults need (emergency only)
This program is great because the co-payments are only $2.00 or $5.00. Checkups are free, and there are no monthly fees or costs to join. With Smiles for Children, there are no co-payments or costs for dental services. But you have to use dentists who are part of the network.
For any of the FAMIS programs, the applicant must be a US citizen under 19 (for the Children's program), live in Virginia, and not be covered by another plan. You can't get Medicaid because you haven't had insurance for 4 months. There are also rules about income. For example, a family of four can't make more than $40,000 a year in gross income. On the FAMIS website, there is a family income calculator that would-be insured people can use to see if they meet the income requirements.
The Commonwealth of Virginia knows that good medical care is important and has made it possible for low-income residents to get health insurance at a low cost.
