Are you looking for life insurance that doesn't require a medical exam? You may be frustrated that there are so many options when you look for life insurance online.
Why spend hours and hours searching online when you already know that you should buy life insurance? And term life insurance gives you the most coverage for the least amount of money.
Now, almost anyone can buy term life insurance online without having to take a medical exam. It's quick, easy, and cheap. There are, in fact, a few insurance companies that will give you life insurance right away if you qualify. You can fill out the application online in about 5 minutes and find out right away if you are eligible. You're right. No more paperwork. No health checks. No more pushy sales people. And you will no longer have to wait between 4 and 6 weeks to get your policy.
You can get life insurance online today, and you can print your policy as soon as you pay your first premium online. "In Force" means that you can get life insurance right now if you qualify. Not everyone can get insurance, though. Most of the time, you do need to be in good health. But you might be able to get no-exam life insurance even if you take medicine or if you don't qualify for other types of life insurance.
Okay, you should know that life insurance that doesn't require a medical exam may cost a little more than other types of coverage. But for some people, the benefits are worth more than the costs. Among the benefits are instant approval, coverage that is "in force" today, no doctors, no invasive needles, no medical tests, no mailing delays, and not having to deal with pushy insurance agents... We could keep going. But there are two problems. The premium may be a little bit higher. And not everyone can get insurance.
It's easy to find out if you can get life insurance with no medical exam. You just answer a few simple health questions to get your instant quotes. Then, if you like the rates, you can apply online in about 5 minutes. Most of the time, you find out within 10 minutes if you are approved for your life insurance. Then, you can pay your first month's premium online and immediately print out your policy. It's really that easy. There are no wait times, piles of paperwork, or scary medical exams.
Make sure to find out how financially stable your life insurance company is. Most of the time, it's on their website. Also, paying the premium once a year is usually cheaper than paying it every month. Lastly, when you buy directly online, you don't have to deal with an awkward salesperson at your dinner table trying to sell you the policy.
Policies for life insurance that don't require a medical exam can give you the protection you need at prices you can afford. It is worth a few minutes to get instant quotes and decide if you want the coverage. There's no trouble, and there's no hard sell.
