Why is a man under 25 so appealing? Is it the stress of wanting to do well in life? Is it the charm of youth? Is it the way they dress? Or... is it that blue car that sparkles?
Having a car is a good thing. You can travel with less trouble than if you had to commute. Having one is a sign of manliness for young men, especially those under 25. They often use it to attract people of the other sex.
One problem that these young men face because they have a car is that THEY HAVE TO PAY A HIGHER AUTO INSURANCE RATE. Younger men are at a higher risk than older ones, which is why this policy is in place. Because of this, they have to pay more.
Some people get this and agree with it, but many others think it's "discrimination."
The definition of the word "discrimination" is: treatment or consideration based on class or category rather than individual merit; partiality or bias: racism; bias against foreigners.
Most young men who say there is discrimination feel that charges should not be different even though they are at high risk. It's the same as charging someone based on their race, gender, or age, which is a form of discrimination.
There is a difference between what the law says is discrimination and what the dictionary says is discrimination. Most of the time, discrimination that is legal is discrimination that is fair. Not all states charge different rates for car insurance based on age. In some places, like California, they are put into groups based on how long they have been driving. People who have been driving for less than 9–10 years pay more than people who have been driving for more than 10–50 years. Senior citizens and people who are 80 years old or older have to pay more because they are also at a higher risk.
In the United States of America, ideas that aren't against the law are thought to be okay. This means that it is neither illegal nor unfair to charge younger men under 25 more for car insurance.
Auto insurance complaints should not be based on how old the driver is, but on how well he drives. Complainants think it's unfair to charge everyone for a mistake made by only half of the group. Men under 25 are charged more because, psychologically speaking, they are more likely to be risk-takers, play around, and drink a lot at this age.
DISCRIMINATION happens when you let someone else do it.
