Getting a motor quote shouldn't take as much time and effort as it did, say, 10 years ago. Now that we have the internet, getting a quote for car insurance is easier and, at least in theory, much faster than calling different insurance companies and giving the same information over and over again until you find a good deal.
The internet is really the best way to find the right deal for you, one that fits your budget and your needs.
But before I tell you how to get the most out of an insurance quote and save tens or even hundreds of pounds without sacrificing coverage, let's take a look at where you can find quotes (and deals!) for car insurance on the web.
You can get insurance online.
You can find insurance deals on the web in a number of different ways. You can go to what are called "aggregator sites," which list most of the car insurance "players" in one place. You only need to enter your information once, which includes your personal information and information about your vehicle, such as where it is kept, how many miles you think it will get, etc., and the website will show you the quotes you can get.
Then you can look at the quote and the different terms and conditions and decide what to do.
Or, you can go to a site that focuses on insurance. These sites may not have as many insurers to choose from, but they may have better deals.
You can find a useful website by using a search engine.
Things to keep in mind as you fill out your online quote request
When you ask for an online quote, there are a few things you should keep in mind. Doing so should also help you get a better deal for less money.
You could save up to 10 percent if you did things like raise the optional excess. This is because you are, in effect, lowering the amount the insurance company would have to pay out if you made a claim. This makes you less "risky," so you get a discount.
The most obvious thing to do, and one you can't do much about if you're online and need a quote right away, is to drive a "normal" car. Your rates will go up right away if you drive a sports car or a car that has been changed.
But you might want to remember that the next time you go to change your car!
Lastly, try not to get any points or fines for speeding. Safe and careful drivers are rewarded by insurance companies. Drivers who don't have any points or other problems on their licence can get discounts on their car insurance. This means you can save even more money!
