Congratulations! You just signed a contract to buy a house. Wake County is a great place to live because it has great schools, cultural attractions, the state government is close by, and it's easy to get to the beach and the mountains, among other things. But the seller is very anxious as he waits to see if you can get a loan to pay for the deal. Especially important is that he is in a hurry and has given you only 72 hours to close the deal. What do you need to do? First of all, you need to do a lot of research. Yes, you can and should do a lot of research on your computer to quickly find a local lender. Let's look at how to speed things up without getting burned.
Every day, more and more information is put on the internet. Because so many businesses know how important the internet is, almost everyone has a web site. This can be helpful because it lets you find correct information quickly and without much trouble.
It only takes a few clicks of your mouse to find mortgage companies in Wake County. Yes, you could look in the yellow pages, but keep in mind that your phone book is only updated once a year, while the internet is updated all the time.
I'm not recommending any of these sites; instead, I'm giving you examples of sites that you can use to find local mortgage lenders. Some of your results may be national companies, but there are also a lot of Wake County mortgage companies.
Eloan - If you give Eloan all of your information, they will get back to you in as little as 90 seconds. After being accepted, you can finish your application.
Lending Tree - If you put in all of your personal information, Lending Tree will tell you about four companies that will be interested in your application. You get to choose a provider, but you don't have to sign a contract with them until you are approved and have decided to do so.
Quicken Loans - With this lender, you can get approved in just a few minutes, and their mortgage application is easy to fill out. Most of the time, you can close within a few weeks of approval.
Wells Fargo - This big national bank says: "We can help you get a home loan in person, over the phone, or through email. You can talk to a home mortgage consultant over the phone, or you can visit or call any of our 2,000 locations across the country." A provider of this stature must, of course, also be competitive. Don't let the sales pitch sway you; if you can find a better deal with the same level of service, go for it!
So, make sure your seller is happy and start thinking about your options right away. Are there any other sources online? Yes! Google "Wake County mortgage companies" to find companies in the area. Then look at the list of companies that come up. As always, you are the only one who can choose a lender. Start looking for qualified Wake County mortgage companies right now.
