Health insurance is regulated by the state, so there are some very important state rules that you should know about. The rules for health insurance vary from one state to the next. Don't make the mistake of thinking that the rules that apply to the health insurance policy you bought in Pennsylvania will also apply to the policy you want to buy in Florida.
In this short article, it would be nearly impossible to go into a lot of detail about the different rules in all 50 states. But Georgetown University has a website with information about health insurance where you can view and print A Consumer Guide to Getting and Keeping Health Insurance.
Each of these state-specific health insurance Consumer Guides can save you a lot of time figuring out what does and does not apply to your state. It's important to look at quotes from top health insurance companies side by side and be able to compare the pros and cons of each policy. When you're shopping for health insurance, do your research and know what your rights are under state law.