The Ford Focus is the best-selling car in the UK right now. Its makers say that the latest model is longer and wider than before, which makes it more comfortable and useful.
The Ford Focus comes in different body styles and trim levels. The three-door 1.4 Studio model costs GBP11,395 on the road, while the 1.6 16-valve TDCi Titanium estate with Durashift CVT transmission costs GBP19,200.
The most basic Studio model comes with electric front windows and central locking as standard equipment. Its low car insurance rating of group 4E is likely due to the many safety features inside and outside the car.
There are features like Ford's Intelligent Protection System, which has airbags for the driver and front passenger, side airbags, and pyrotechnic pre-tensioners for the front seatbelts. Standard anti-lock brakes with electronic brake force distribution will help drivers from locking up and causing accidents in the first place.
Also, the ISOFIX seat mounts make it much easier for parents with young children to put child seats in the back of the car.
In fact, Ford says that the car is the safest in its class because it has a five-star Euro NCAP rating, which is one of the most important factors in figuring out the insurance group for a car.
Drivers who are looking for Ford car insurance may also be interested in the standard safety features, such as immobilisers and central locking, which can be controlled remotely on models LX and up.
The Ghia model, which includes various luxury features, is fitted with a Thatcham category one volume sensing alarm, to ward off burglars and keep car insurance claims to an absolute minimum.
Except for the high-performance Ford ST models, the highest insurance group for any Ford Focus is 10E, which is usually for the Ghia and Titanium ranges.
