When things get hard, you learn what's really important. Just ask anyone whose life changed quickly after a health problem was found.
First of all, there are the costs, which are hard for any family but especially hard for families with limited medical insurance or no insurance at all.
If you only have a small amount of health insurance, sometimes it isn't enough to pay the bills. You might have to pay to stay close to a clinic while you hope and pray that you'll get better.
Some people have family or friends who have started get-well funds to help pay for costs. But none of this explains why there was no insurance for serious illnesses.
This is why it's important to have critical illness insurance:
Critical illness insurance is important because it protects your income in the same way that you protect your house. You wouldn't own a house without insurance, so why don't you have insurance in case something bad happens to you? You won't know anything about costs until you have to pay for a major illness. Families can get into a lot of trouble when they have no money coming in and all of their savings are spent. Now that you've taken the time to read this article, call your life insurance broker who sells critical illness insurance and find out what problems you might face. And, more importantly, how to fix them.
