Christian Mortgage is a term for when a mortgage company gives loans to its customers based on Christian principles. Most of the time, only Christians are allowed to get a mortgage from these companies.
But it is very important to know what Christian principles are for a Christian mortgage. Since the beginning of Christianity, the Christian rules for giving a mortgage have been the same. Here are the main ideas behind Christian Mortgage:
"In-debt In Deuteronomy 28:12, God said, "You will lend to many nations, but you will never need to borrow from them." This means that debt is not bad. So, according to this principle, God would not let anyone be a lender. The Christian Mortgage says that if your home is worth more than what you owe on it, you can sell it at any time and get out of the bondage.
"Think carefully about your future finances as a whole Luke 14:28-31 "King would never go to war without first sitting down with his advisors and talking about whether or not his army of 10,000 is strong enough to beat the 20,000 soldiers marching against him." So, learn about the current cost structure and estimates for all the possible costs that could come up. Advice from the Bible about mortgages: Don't choose something that doesn't fit into your budget.
"Less than what you can pay" The Christian principle says that a person shouldn't want more than he can get. If a person wants more than he can get, this is called greed. So, a Christian mortgage company will make sure that you get a loan that is less than what you earn.
"Don't let money blind you." According to Christian beliefs, money should be used as a tool and not as a way to make a living. This is what Christians call "temptation," and good Christians aren't supposed to give in to temptation. Christian Mortgage believes that, as the Bible says in Timothy 6:10, "Love of money is the root of all evil." Some people have left the faith and caused themselves a lot of pain because they wanted money.
"Be wise Be smart and kind in what you do. Christians believe that everything comes back around to them. You will get something back for being kind. "Blessed are the generous, for they feed the poor." This is the simple idea behind Christian Mortgage. (Prov 22:9)
So, some mortgage companies are called "Christian mortgage companies" because they follow the rules and structures of Christianity. Like other mortgage companies, Christian mortgage companies can help you come to good decisions. With the well-informed information that mortgage providers give you, you can come to a good conclusion.
All Christian mortgage companies hire people who are highly trained, have a lot of experience, and know the market well. The staff is also very dedicated, as they follow the Christian principles they say they believe in.
Christian mortgage companies give their clients a lot of personal attention and never make them feel like they don't belong. So, we'll give you the best that we can.
