Payday loans are an easy and affordable way to get cash when you need it quickly. When you just need a few hundred dollars to get you through until your next paycheck, you can get a two-week loan from a payday loan company with low interest. They also offer flexibility for payments that are late.
National Payday Loan Lenders Make It Easy to Get Cash
No matter where you are in the country, national payday loan lenders can give you cash quickly. In just a few hours, cash can be waiting for you in your checking account.
It takes less than ten minutes to fill out the form. You only need to type in your basic information over the cash advance company's secure server connection. For the money to be wired, your lender will also need the banking and routing number of your checking account. These numbers can be found on your checks.
There is no check of your credit or assets. You don't have to put anything up as security. With a no-fax application, you don't even have to send in copies of your pay stubs or bank records.
Low interest rates if you shop around.
If you compare companies that offer cash advances, you can find ones with low interest rates. Before a contract is signed, lenders must tell borrowers how much the loan will cost.
On average, you pay $15 for every $100 you borrow through a cash advance. Some businesses charge more for services that are done faster. Some require less because their application process is stricter. Any way you look at it, paying a finance fee is cheaper than paying NSF or late fees.
Just as easy to pay
With payday loans, the payments are made for you. On the due date, your lender will take out the finance charge and the amount you owe. No more bills are due at the end of the month, so you don't have to worry about that.
But if you need more time to pay, you can talk to the company that gave you the loan. They will still ask you to pay the finance fee, but with the extra finance fee, they will put off the principal payment for two more weeks.
When you need cash quickly and without much trouble, you can get a payday loan.