Can I get insurance for a modified or old car? Who will cover it?
Yes, you can insure a car that has been changed, but because your car is a specialist car, not all auto insurance companies might be willing to cover it because it needs expensive replacement parts and skilled labour if it gets into an accident.
Can I get insurance for a modified or old car? Who will cover it?
Yes, you can get insurance for a car that has been changed, but because your car is a specialist car, not all auto insurance companies may be willing to cover it because it needs expensive replacement parts and skilled labour if it gets into an accident. So, you have to get a special kind of car insurance that is made for cars that have been changed or are old.
How can I get my car insurance cost down?
If you want to lower your car insurance premium, there are a few things you need to do. Instead of leaving your car in the driveway overnight, park it in the garage. Install anti-theft devices that are approved by your insurance company, and if your car is older, think about getting Third Party Fire and Theft coverage. Find out if the insurance company offers any discounts when you ask for quotes. Young drivers (under 25) often pay very high insurance rates, so they should have a certificate from an extra driving course.
What is "too much"?
It is the amount you have to pay if your car is stolen or damaged and you file a claim. It can be a choice or a must. If the accident was caused by someone else, you may be able to get the extra money back through the legal cover you can get with your car insurance. If not, you lose the extra. The amount you agree to pay the company is your "voluntary excess." It gives discounts on premium items. Young drivers usually have to pay for extra coverage. Because the companies don't want to insure them because they are a high risk. So, if they want to be insured, they must give up with this payment.
What does legal coverage mean?
It gives you the knowledge and help you need to get back uninsured costs like medical bills, lost wages, and excess payments when it wasn't your fault. Most car insurance policies let you add it on as an extra.
Can my auto insurance be cancelled by my insurance company?
Yes, your auto insurance policy can be cancelled if you don't pay your premium or if your licence is suspended or revoked during the policy period. Also, if you lie or make a serious mistake on your insurance application, if you are convicted of a crime, or if you make changes to the property that increase the risk of loss, the company may cancel your policy.
