Unsecured loans for people with bad credit are good for more than one reason. First, you can fill out an application for the loan you want. Second, if you make regular payments on your loan, you can start to fix your credit score and show future lenders that you are not a risk. You might need to be 18 years old, have a job for at least three months, and have a good payment history on your credit report for at least six months before you can apply for a bad credit unsecured loan. The interest rate would depend on how much you want to borrow and how long you want to take to pay it back.
