This article talks about airline credits and how they give customers different ways to take control of their credit.
This is something that insurance companies, mortgage companies, and airlines all do. They work hard to gather information so that people in a fast-paced society can compare things side by side. This takes the mystery out of finding a good deal.
With just a few clicks, you can see what the cards offer and how much you will have to pay for them. No pushy salespeople standing over your shoulder or ruining a perfectly good meal. All you need is a computer that can connect to the internet and a little time to look through the issues to find a good match.
Today, the same is true for the credit card business for airlines. Now you can look at different cards before you apply for one. You can choose which card has the best rates, perks, and special introductory Annual Percentage Rate (APR) offers based on your credit score.
What does it mean to get a "Welcome Bonus"?
The Citi PremierPass Card has an attractive 0% APR on balance transfers for the first year and a competitive APR after that. The fact that there is no annual fee may also make this card appealing. This card makes things easy because it gives you one airline point for every three miles you fly (on any airline) and one point for every dollar you charge to your airline credit card. When you use this card for the first time, you will get 5,000 reward points.
If you want a bigger bonus when you start your trip with an airline credit card, the United Airlines Mileage Plus Signature Visa card might be better for you. This card gives one of the most miles after the first purchase of any card in the industry. The sign-up bonus miles are worth up to 17,500, and you can get up to 11 miles for every dollar you spend at cafes and restaurants in the U.S. that accept this card. This card has an annual fee of $60, but it comes with other perks that are only available on United Airlines flights.
- It also has an annual fee of $50, but you can use your mile points to rent a car from a major company or stay in one of several hundred hotels around the world.
Figuring out what the numbers mean
In the first case, your fees, interest rates, and bonus miles are all lower. In the other two, there are higher fees and interest rates, but you can also move up your flight plans. With the extras, the second and third choices may be the best ones for many people who want to go on vacation.
Empowering the Consumer
If you look at airline credit card offers for a few minutes, you might find one that fits your budget, travel goals, and possible rewards needs. Your reward is that you don't have to deal with a pushy salesperson, and you can get all the important information with a click of your mouse.
