Experian, one of the three main credit reporting agencies, now gives TRW's free credit report. But TRW's free credit report does not include the free credit report that you are legally entitled to. You will have to go to another site to get this free report. Even though the TRW free credit report is free, you may have to pay a fee each month for it.
When you go to the TRW website to get a free credit report, you need to make sure you read all the instructions. It talks about the credit report that Experian has on you. Even if you have a great score there, you should also look at your Trans Union credit report. These are the two organisations that give credit reports to people in the United States. If you ask for your TRW credit report, you can get it right away online.
You can find out why you need the check monitoring service on the home page of the TRW free credit report. After reading the reasons, you might decide that it's something you need. But getting a free copy of your credit report is the most important thing. You can get a free copy of your Experian credit history from TWR, but Experian is also required to give you a free copy once a year if you ask for it. Why deal with the hassle of a middleman when you can go straight to the source?
The TWR credit report will give you the same information about your credit report as any other free online credit report. If you sign up for a TWR membership, you will also get free credit reports and toll-free customer service. If all you want is a free TWR credit report, do you really need that? To make sure that the TWR free credit report you get is really free, you do have to read the fine print.
You can get a free credit report from TRW, but they try to sell you a lot more than that.
